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Insurance Premium Tax

IMPORTANT NOTICE: Insurance Premium Tax will increase from 10% to 12% with effect from 1st June 2017. Click here to learn more.

Government Announces Change to Personal Injury Discount Rate

Do you store important customer data electronically?

Have you identified the potential risks that could affect your business as a result of a cyber-attack or data breach? What protection do you have in place? Learn more.

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Resources

How to Avoid Under-Insurance - For Small & Medium Sized Businesses

How to Avoid Under-Insurance - For Small & Medium Sized Businesses

Insurance

Download a copy of BIBA's Guide to Under-Insurance, containing useful tips on topics such as:

  • Business Interruption
  • Gross Profit
  • Liability Risks
  • Cyber and Data Breaches.

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April 2017 - Financial Planning Newsletter

April 2017 - Financial Planning Newsletter

Financial

In our latest Financial Planning Newsletter we focus on: 

  • Safeguarding Wealth for Future Generations

  • The Origins of Wealth

For further information and independent advice, please contact our Financial Services Department on 01803 652030.

 

In our latest Financial Planning Newsletter we focus on the origins...

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Cyber Insurance Protection Factsheet

Cyber Insurance Protection Factsheet

Insurance

Download our Cyber Insurance Protection Factsheet, covering topics such as:-

  • Latest statistics on cyber attacks and data breaches in the UK.
  • How could a cyber-risk affect your organisation?
  • Is your business vulnerable to an attack?
  • Cyber Insurance - Cover...

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Getting your Business & People Cyber Aware

Getting your Business & People Cyber Aware

Insurance

Download our Cyber Awareness Factsheet for helpful tips on advice on getting your business and staff aware of the risks. Also, how you can reduce these risks in 3 helpful steps by looking at your...

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January 2017 - Financial Planning Newsletter

January 2017 - Financial Planning Newsletter

Financial

In our latest Financial Planning Newsletter we focus on: 

  • Financial Futures
  • Forgotten Pensions

For further information and independent advice, please contact our Financial Services Department on 01803 652030.

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Private Clients - A Guide to Underinsurance

Private Clients - A Guide to Underinsurance

Insurance

Underinsurance occurs when you’ve not taken out enough insurance cover to meet your needs. As a high net worth individual, assessing how much insurance you need can be complicated. There are a variety of factors to take into account, which...

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Aviva - Client Guide to the Insurance Act

Aviva - Client Guide to the Insurance Act

Insurance

Please download this guide from leading insurer Aviva; providing guidance on the Insurance Act, how it will affect you and what you must do in order to comply with the Act.

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November 2016 - Financial Planning Newsletter

November 2016 - Financial Planning Newsletter

Financial

In our latest Financial Planning Newsletter we focus on: 

  • Savy Investors
  • Financial Exposure

For further information and independent advice, please contact our Financial Services Department on 01803 652030.

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The Insurance Act 2015 - BIBA Client Factsheet

The Insurance Act 2015 - BIBA Client Factsheet

Insurance

A brief overview of the Insurance Act 2015, outling key changes and client obligations.

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August 2016 - Financial Planning Newsletter

August 2016 - Financial Planning Newsletter

Financial

In our latest Financial Planning Newsletter we focus on: 

  • Estate Planning
  • Appetite for Risk

For further information and independent advice, please contact our Financial Services Department on 01803 652030.

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A Guide to Underinsurance - What could it mean for your business?

A Guide to Underinsurance - What could it mean for your business?

Insurance

Underinsurance occurs when you have not taken out the right amount of insurance cover to meet with your requirements. It is important to seek professional advice to ensure you have the correct cover in place. If this amount is wrong...

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Hiscox Cyber Claims Examples

Hiscox Cyber Claims Examples

Insurance

Download the Hiscox Factsheet containing examples of cyber and data related claims.

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May 2016 - Financial Planning Newsletter

May 2016 - Financial Planning Newsletter

Financial

In our latest Financial Planning Newsletter we focus on:

  • New State Pension
  • Brexit
  • Stamp Duty Changes

For further information and independent advice, please contact our Financial Services Department on 01803 652030.

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Smoke & Carbon Monoxide Alarm Insurance Regulations

Smoke & Carbon Monoxide Alarm Insurance Regulations

Property Owners

New legislation came into force on the 1st October 2015 for Private Landlords in England regarding smoke and Carbon Monoxide (CO) alarms. For further information and to learn how this may affect you, please click the download button on the...

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Risk Assessment Checklist - Damage to Buildings from Cold Temperatures & Snow

Risk Assessment Checklist - Damage to Buildings from Cold Temperatures & Snow

Risk Management

Have you considered how cold temperatures or heavy snowfall may affect your property or services? By taking some simple practical steps during severe weather conditions it may be possible to reduce the likelihood of damage to your buildings.

For further advice,...

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Risk Assessment Checklist - Storm Damage

Risk Assessment Checklist - Storm Damage

Risk Management

From loose roof tiles to smashed windows or broken TV aerials, there are many ways a storm can cause damage to your property. Not only that, high winds and rain can result in flying debris with the potential to cause...

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Risk Assessment Checklist - Winter Safety Advice for Employers

Risk Assessment Checklist - Winter Safety Advice for Employers

Risk Management

During snow and icy weather there is a steep increase in Employees and members of the public encountering slipping incidents. By taking some simple practical steps during the winter months it may be possible to reduce the risks of accidents...

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Risk Assessment Checklist - Winter Driving Tips for Employees

Risk Assessment Checklist - Winter Driving Tips for Employees

Risk Management

Did you know that road traffic incidents increase up to tenfold during the winter months? This not only increases the risk of one of your drivers being involved in an incident, but also the unintended risk your drivers may pose...

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Risk Assessment Checklist - Flood Risk

Risk Assessment Checklist - Flood Risk

Risk Management

Have you considered the risk of flood to your premises? Have you taken the necessary precautions to prevent your property from being flooded, prevent damage if the property is flooded and recover from a flood if the worst should happen?

Download...

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Winter Risk Management Bulletin

Winter Risk Management Bulletin

Risk Management

How prepared is your business to face the challenges of the season? The following downloadable checklists and tools are designed to help increase your risk management awareness to protect you and your business during the winter months:

  • Damage to buildings
  • Storm Damage
  • Winter...

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December 2015 - Financial Planning Newsletter

December 2015 - Financial Planning Newsletter

Financial

In our December Edition we focus on:

  • Approaching Retirement
  • Latest Pension Flexibility Figures
  • Investment Volatility

For further information and for independent advice please contact our Financial Services Department on 01803 652030.

 

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Workplace Pensions Factsheet

Workplace Pensions Factsheet

Financial

Please view our Workplace Pension Factsheet, where you'll find further information on:

  • Summary of reforms
  • Which employees are eligible for Automatic Enrolment
  • Complusory Contributions
  • Timeline for Automatic Enrolment
  • How Pavey Group can help

We would encourage you to begin the process now, it's never too early.

For...

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SSG Training & Consultancy

SSG Training & Consultancy

Recommended Services

Inspiring people and businesses to work safely and sustainably

SSG pride themselves on exceeding client expectations. Through health, safety and employment law training and consultancy services they believe they can make a positive difference to the management of your team...

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Aviva Risk Management Services

Aviva Risk Management Services

Recommended Services

Aviva Risk Management Services offer clients:

  • Health & Safety Advice
  • Training and Consultancy
  • Useful Tools & Templates

For further information please visit: www.aviva.co.uk/risksolutions/

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Amarisk - Human Resources and Health & Safety Support

Amarisk - Human Resources and Health & Safety Support

Recommended Services

Amarisk Ltd provides advice and support on a range of HR and Safety issues for SMEs across the West Country, including  Exeter Golf & Country Club and Pavey Group itself.

Services include the review and preparation of HR and Health &...

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Allianz Risk Director

Allianz Risk Director

Recommended Services

Risk Director is a free online risk management service for Allianz commercial policyholders. It provides comprehensive risk management information, guidance and support on a broad range of topics in an easy-to-use central online location including:

  • Risk improvement reports
  • Risk control notes
  • Health and...

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Business Continuity Planning

Business Continuity Planning

Recommended Services

Imagine if your business were to suffer from a fire, flood, power or IT failure.  Have you thought about how your business would survive this or any other kind of interruption?

Easy Continuity is a UK leader in the supply of...

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A Guide to Unoccupied Properties

A Guide to Unoccupied Properties

Property Owners

With an estimated 600,000 unoccupied homes in England and approximately 20,000 squatters in the UK, unlawful occupation is one of the biggest risks owners face when leaving a property empty. Other potential risks facing your property can include theft, vandalism...

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Commercial & Residential Properties - Unoccupied Premises Checklist

Commercial & Residential Properties - Unoccupied Premises Checklist

Property Owners

With an estimated 600,000 unoccupied homes in England and approximately 20,000 squatters in the UK, unlawful occupation is one of the biggest risks owners face when leaving a property empty. Other potential risks facing your property can include theft, vandalism...

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Malicious Damage by Tenants - Understanding your Landlord & Property Owner Insurance

Malicious Damage by Tenants - Understanding your Landlord & Property Owner Insurance

Property Owners

Malicious Damage is not always included in standard insurance policies. With one of the UK’s largest insurance companies showing the average costs for such claims being in the region of £6,700, it is important to understand the cover you have...

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Escape of Water - Property Owners & Landlords Insurance

Escape of Water - Property Owners & Landlords Insurance

Property Owners

Understanding and assessing your exposure to water/fluid leak and damage is just as important as a fire risk assessment in terms of an organisation’s capacity to operate successfully and profitably. Reducing the risk of damage to your property will avoid...

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Ogden Rate Changes - Government Announces Change to Personal Injury Discount Rate

Ogden Rate Changes - Government Announces Change to Personal Injury Discount Rate

Insurance

During February this year, the Lord Chancellor announced that commencing 20th March 2017, changes to these personal injury compensation payments, adjusting the rate from 2.5% to -0.75%.

Download our factsheet on how these changes are likely to impact your insurance premiums.

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