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Small Business Insurance

Setting up and managing your own business can be a stressful and time consuming process; leaving little time left in your day to focus upon the technical aspects of insurance.  At Pavey Group we recognise how crucial the smooth running of your business is to you and the importance of having the correct level of cover in place to protect your livelihood.  

With over 40 years of experience in providing insurance solutions to small businesses, we will minimise the distractions to your operations and bring clarity to what can be a complex subject. Whether you are a Shop, Trade Professional or Home Worker; Pavey Group can tailor a Small Business insurance package that’s relevant to you and the role you undertake.

Am I a Small Business?

Finding a standard definition for ‘What is a small business’ can prove tricky due to the wide diversity of businesses, however, as a rough guideline a small business can include (but not be restricted to) the following trade professions:

  • Tradesmen
  • Retailer
  • Freelance Workers
  • Home Worker / Office
  • Cafés
  • Hairdressers

If you are unsure if Small Business insurance is right for you please get in touch. We will work with you to understand your insurance requirements and discuss covers that are specific to your industry and occupation. Once established we will approach our panel of specialist insurers and provide you with the level of cover you need at a competitive premium.

Cover can include:

  • Buildings
  • Contents
  • Business Interruption
  • Liability
  • Motor Fleet
  • Professional Indemnity

Have you considered Cyber Insurance?

If you store important customer data electronically, have you identified the potential risks that could affect your business as a result of a cyber-attack or data breach? What protection do you have in place? Learn more.

Why choOse Pavey Group?

As a client of Pavey Group you will have a dedicated Account Handler for your policy who will provide a professional service including advice on your Small Business insurance requirements and all day to day administration. Unlike many of our competitors we do not charge any fees for any mid-term policy adjustments or alterations.

If the unforeseen should happen, our dedicated in-house claims team will be on hand and will challenge where necessary on your behalf, keeping your claim on track. Throughout the process we are here to answer any queries or concerns you may have.

For further advice relating to any aspect of your insurance please contact us on:

Torquay: 01803 652000 Exeter: 01392 880000

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