Posted by Sam Eynon on October 3rd 2016 in Insurance
With an estimated 600,000 unoccupied homes in England and
approximately 20,000 squatters in the UK, unlawful occupation is
one of the biggest risks owners face when leaving a property empty.
Other potential risks facing your property can include theft,
vandalism and accidental damage. We examine some of these key risks
below, and what you can do to mitigate them.
In 2012, a new law was introduced, making squatting in a residential property a criminal offence, punishable by up to six months in jail or a fine of up to £5,000.
However, squatting in commercial properties is not a crime and...
Posted by Sam Eynon on August 5th 2016 in Insurance
It’s every landlord’s nightmare; your tenants have vacated the property and before doing so, left you with potentially thousands of pounds worth of damage. The windows are smashed, the doors and walls full of holes, they’ve even taken your furniture – what now?
Malicious Damage is not always included in standard insurance policies. With one of the UK’s largest insurance companies showing the average costs for such claims being in the region of £6,700, it is important to understand the cover you have in place and its adequacy to protect you in such events. Failure to do so may result in...
Posted by Sam Eynon on July 14th 2016 in General News
We're delighted to announce that after many weekends of walking, Rob has finished the coastal path. A huge thank you to everyone who sponsored and supported his journey. A fantastic £5,275 was raised for Childrens Hospice South West.
UPDATE APRIL 2017
Just a very brief update to say that Rob has and continues to finish the remainder of his journey by picking up where he left off on the weekends (when he can!). He's determined to not be beaten. Further updates will follow on his progress.Important Update: Monday 1st August
For those of you who have been following Rob's journey,...
Posted by Sam Eynon on February 11th 2016 in Insurance
We are all more reliant on technology. This increase in reliance creates new risks and potential liabilities for businesses which traditional insurance policies are insufficient to provide cover for.
Insurance that protects you in the event of a cyber-attack may seem like something only a large corporate organisation would require. However, cyber criminals are non-discriminative, using malicious codes across the internet to search for vulnerabilities, with the potential to attack business of any size, anywhere in the world.
These criminal activities commonly referred to as ‘cyber-crime’ can not only result in significant financial losses but also significant interruption to a business. So...
Posted by Sam Eynon on February 5th 2016 in General News, Insurance
From 1st February 2016, all private landlords in England will have to check new tenants have the right to be in the UK before renting out their property. Under the new rules, landlords who fail to check a potential tenant’s ‘Right to Rent’ will face penalties of up to £3,000 per tenant. The new law will mean that private landlords, including those who sub-let or take in lodgers, must check the right of prospective tenants to be in the country to avoid being hit with a penalty. Landlords should check identity documents for all new tenants and take copies. The...
Posted by Cheryl Phillips on January 19th 2016 in General News, Insurance
Pavey Group has announced a major expansion of its insurance service offered to customers of Mole Valley Farmer co-operative.
The company, which incorporates Mole Insurance Services and has offices in Torquay and Exeter, will establish a new specialist office at Mole Valley Farmers’ Holsworthy location, as part of their close and growing working relationship.
The team will focus on providing customers in and around the surrounding areas with a tailored insurance service, which offers competitive premiums, and a fully managed claims service.
Initially the branch will open with four members...
Posted by Cheryl Phillips on September 10th 2015 in General News, Insurance
Left to right Pavey Group’s Claire Frost, Compliance Manager, Graham Brown, Managing Director, Roger Nelson, Chartered Insurance Institute, Mark Fowles Exeter CII President.
I am delighted to announce that The Chartered Insurance Institute (CII) has awarded the prestigious ‘Chartered Insurance Brokers’ title to Pavey Group, the industry’s gold standard for insurance brokers and a real testament to all those here at Pavey Group . To receive recognition from the premier professional body in the insurance industry is incredibly gratifying and demonstrates our commitment to offer the highest levels of expertise and service to our clients. Achieving this title elevates us into...
Posted by Cheryl Phillips on July 30th 2015 in General News, Insurance
TORBAY'S Pavey Group has appointed an insurance expert to take up the role of senior commercial account handler.
Allyson Paddon will work with corporate clients, helping them to make sure they have the best insurance arrangements in place for their type of business needs.
Allyson, who lives in Bovey Tracey with her husband and her two daughters, said: "I'm delighted to be joining such a professional brokerage as Pavey Group, a company that shares my values of always putting the client first and developing individual solutions for firms.
"I am very focused on building long-term client relationships, really getting to understand their business...
Posted by Cheryl Phillips on March 12th 2015 in General News
We had a superb evening at the South West Tourism Awards, it truly was a celebration of Tourism Excellence in the South West, held at a very fitting setting on the Grand Pier, Weston-super-Mare, with more than 300 guests in attendance.
Pavey Group are proud to be long standing sponsors of the Devon, Cornwall and South West Tourism Awards, choosing the Self Catering Category due to the strong affinity to the sector through our exclusive ‘Cottagesure’ scheme for self-catering businesses.
Melanie Birchell, Director, was delighted to present the 6 awards to very worthy winners. The category finalists were exceptional...
Posted by Cheryl Phillips on November 20th 2014 in General News, Insurance, Uncategorized
'Crash for cash' are road traffic accidents deliberately caused in order to claim whiplash compensation. Organised gangs are at the heart of the increase in the number of these induced accidents. Although this is not a common occurrence in the South-West we should be mindful of these activities as they could become more prevalent to us locally.How to minimise the risk of being targeted by the cash for crash fraudsters:
- Stay alert: Pay attention to your driving and the cars/traffic around you.
- Keep your distance: Keep a safe distance between your vehicle and the one in front.
- Roundabouts and slip roads: fraudsters target roundabouts and slip roads...