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Property Owners & Landlords - A Guide to Unoccupied Properties

Posted by on October 3rd 2016 in Featured, Insurance

With an estimated 600,000 unoccupied homes in England and approximately 20,000 squatters in the UK, unlawful occupation is one of the biggest risks owners face when leaving a property empty. Other potential risks facing your property can include theft, vandalism and accidental damage. We examine some of these key risks below, and what you can do to mitigate them.
 

Unlawful Occupation

In 2012, a new law was introduced, making squatting in a residential property a criminal offence, punishable by up to six months in jail or a fine of up to £5,000.

However, squatting in commercial properties is not a crime and...

Malicious Damage by Tenants - Understanding your Landlord Insurance

Posted by on August 5th 2016 in Featured, Insurance

It’s every landlord’s nightmare; your tenants have vacated the property and before doing so, left you with potentially thousands of pounds worth of damage. The windows are smashed, the doors and walls full of holes, they’ve even taken your furniture – what now?

Malicious Damage is not always included in standard insurance policies. With one of the UK’s largest insurance companies showing the average costs for such claims being in the region of £6,700, it is important to understand the cover you have in place and its adequacy to protect you in such events. Failure to do so may result in...

Rob Rees - The Independent Rambler

Posted by on July 14th 2016 in General News

 

UPDATE APRIL 2017

Just a very brief update to say that Rob has and continues to finish the remainder of his journey by picking up where he left off on the weekends (when he can!). He's determined to not be beaten. Further updates will follow on his progress.

Important Update: Monday 1st August


For those of you who have been following Rob's journey, you will be aware that he has been suffering with unforeseen back problems which has made the last few days extremely difficult. Unfortunately we received a message from Rob this morning notifying us that after 15 days and 210 miles he has...

Cyber Insurance: Why you should invest in additional protection for your business

Posted by on February 11th 2016 in Featured, Insurance

We are all more reliant on technology. This increase in reliance creates new risks and potential liabilities for businesses which traditional insurance policies are insufficient to provide cover for.

Insurance that protects you in the event of a cyber-attack may seem like something only a large corporate organisation would require. However, cyber criminals are non-discriminative, using malicious codes across the internet to search for vulnerabilities, with the potential to attack business of any size, anywhere in the world.

These criminal activities commonly referred to as ‘cyber-crime’ can not only result in significant financial losses but also significant interruption to a business. So...

Right to rent checks introduced for Landlords in England

Posted by on February 5th 2016 in General News, Insurance

From 1st February 2016, all private landlords in England will have to check new tenants have the right to be in the UK before renting out their property. Under the new rules, landlords who fail to check a potential tenant’s ‘Right to Rent’ will face penalties of up to £3,000 per tenant. The new law will mean that private landlords, including those who sub-let or take in lodgers, must check the right of prospective tenants to be in the country to avoid being hit with a penalty. Landlords should check identity documents for all new tenants and take copies. The...

Press Release: Pavey Group unveils expansion plans with Mole Valley Farmers

Posted by on January 19th 2016 in General News, Insurance

Leading South West Broker in agricultural and rural insurance opens new office in Holsworthy.

Pavey Group has announced a major expansion of its insurance service offered to customers of Mole Valley Farmer co-operative.

The company, which incorporates Mole Insurance Services and has offices in Torquay and Exeter, will establish a new specialist office at Mole Valley Farmers’ Holsworthy location, as part of their close and growing working relationship.

The team will focus on providing customers in and around the surrounding areas with a tailored insurance service, which offers competitive premiums, and a fully managed claims service.

Initially the branch will open with four members...

Pavey Group Awarded Chartered Status

Posted by on September 10th 2015 in General News, Insurance

Left to right Pavey Group’s Claire Frost, Compliance Manager, Graham Brown, Managing Director, Roger Nelson, Chartered Insurance Institute, Mark Fowles Exeter CII President.

I am delighted to announce that The Chartered Insurance Institute (CII) has awarded the prestigious ‘Chartered Insurance Brokers’ title to Pavey Group, the industry’s gold standard for insurance brokers and a real testament to all those here at Pavey Group . To receive recognition from the premier professional body in the insurance industry is incredibly gratifying and demonstrates our commitment to offer the highest levels of expertise and service to our clients. Achieving this title elevates us into...

Press Release: Key Appointment at Pavey Group

Posted by on July 30th 2015 in General News, Insurance

TORBAY'S Pavey Group has appointed an insurance expert to take up the role of senior commercial account handler.

Allyson Paddon will work with corporate clients, helping them to make sure they have the best insurance arrangements in place for their type of business needs.

Allyson, who lives in Bovey Tracey with her husband and her two daughters, said: "I'm delighted to be joining such a professional brokerage as Pavey Group, a company that shares my values of always putting the client first and developing individual solutions for firms.

"I am very focused on building long-term client relationships, really getting to understand their business...

Press Release: Malcolm Swift steps down as Managing Director of Financial Services

Posted by on July 16th 2015 in Financial, General News

Malcolm Swift started at the then named Michael Pavey Insurance Brokers in 1991, becoming managing director of financial services at the company – now Pavey Group – in 1998.

The father of two, and grandfather of three, started his career 45 years ago. He steps down as managing director, with financial services director Michele Parker taking the role, but stays at the company, which has its head office at Edginswell Park in Torquay, switching to working two days a week.

"Firstly I want to praise my successor Michele Parker. Anyone who knows Michele will be aware of her experience and technical expertise...

Be Prepared for Workplace Pension Auto-Enrolment

Posted by on May 20th 2015 in Financial, Insurance

Setting up your own Workplace Pension Scheme can be daunting. Here at Pavey Group, help is at hand. Our Independent Financial Advisers provide assistance throughout the entire process of setting up Workplace Pension schemes providing support, advice and solutions. In response to the volume of enquiries on Auto Enrolment from our existing clients, Malcolm Swift,  Director of Financial Services discusses the importance of companies who have yet to stage on “Being Prepared” for Auto Enrolment.

 

What have we learned so far?

Malcolm replied, “I am sure many of us remember the Boy Scout motto “Be Prepared”; defined as being always ready to do what is necessary to help others,...