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Have you identified the potential risks that could affect your business as a result of a cyber-attack or data breach? What protection do you have in place? Learn more.

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Cyber Insurance

The Ins & Outs of Cyber Awareness - Part 2. Choosing a Secure Password

Posted by on June 26th 2017 in General News, Insurance

The weakest point in your online presence is usually your passwords. They are your protection against fraud and loss of confidential information. With the latest methods of password attacks able to attempt up to 350 billion guesses per second – it’s important you get yours right. We’ve put together a few basic tips on how you can reduce the risk to yourself and your business.

  • Make your password as long as possible: Most online websites will require you to choose one with a minimum of 8 characters, however most recommendations are between 12 & 14. The more characters in your password...
Retirement Planning

A Guide to Retirement Planning - You & Your Pension

Posted by on June 12th 2017 in Featured, Financial

Retirement planning and pensions have become a hot topic over the last couple of years. People are starting to think more about what their retirement will look like. Will it be champagne and holidays in the sun, or a cup of tea in the back garden? If its champagne and holidays you want, then careful planning can help achieve this. So here are a few considerations to get you started.

How much income will I need in retirement?

This is a question only you can answer, as only you know what you want your golden years to look like. If the cup...

Cyber Insurance

Cyber Awareness & GDPR Business Breakfast - 11th May 2017

Posted by on May 18th 2017 in Featured, General News, Insurance

On Thursday 11th May in conjunction with Sampson Hall, we held a Business Breakfast seminar at Exeter Racecourse. Our goal was to educate and inform our guests on the practicalities of how you can safeguard yourself and your business before, during and after a potential cyber-attack or data breach.

The session required no technical background and was aimed at Business Owners, Board Members, those responsible for information security, HR Directors, Leaders and Managers of teams and those responsible for the companies insurance. We even had a guest presenter; Adam Atkins from Global Insurer Hiscox who discussed the importance of cover and the benefits of having access to a crisis management team. 

The seminar...
Personal Injury 'Ogden' Rate Change

Government Announces Change to Personal Injury Discount Rate

Posted by on March 16th 2017 in Featured, Insurance

When victims of life-changing injuries accept a lump sum compensation payment, the actual amount they receive is adjusted according to the interest they can expect to earn by investing it.

In addition, when finalising this amount, the Courts apply a Personal Injury Rate, also known as ‘Ogden’ or ‘Discount’ rate, designed to help calculate future losses for life (such as care costs) and future loss of earnings. The rate is applied using multipliers specific to each claimant taking into account their age and other factors such as their education, retirement age and life expectancy.

Last month the Lord Chancellor announced that commencing 20th...

Cyber Awareness for your Business

The Ins & Outs of Cyber Awareness for your Business - Part 1.

Posted by on February 8th 2017 in Featured, General News, Insurance

How it all began

Did you know that the first computer virus ‘Elk Cloner’ was created as a practical joke? It was written in 1982 by a 15 year old student with the intention of displaying a short poem, when the computer re-booted every 50th time. In reality, this caused no real harm to the operating system but it soon paved the way for more sinister versions to follow in its footsteps.  

Since then, millions of viruses, malware, trojans and spyware (to name a few) have appeared worldwide making the headlines. Even this week in the news; a denial of service...

Property Owners and Landlord Insurance

Escape of Water - Property Owners & Landlords Insurance

Posted by on February 2nd 2017 in Featured, General News, Insurance

According to research by the Association of British Insurers nearly one in five claims made on buildings and contents insurance is for damage caused by escape of water, costing as much as £2m every day.

Understanding and assessing your exposure to water/fluid leak and damage is just as important as a fire risk assessment in terms of an organisation’s capacity to operate successfully and profitably. Reducing the risk of damage to your property will avoid uninsured costs; interruption to your business, supply chain and increased insurance costs etc.

Protecting your property from water leaks

The damage and financial loss suffered from the effects...

Press Release: Pavey Group announces key appointment of Commercial Account Manager

Posted by on January 31st 2017 in Featured, General News, Insurance

Pavey Group has appointed a leading local insurance expert to the role of Commercial Account Manager.

Steve Joint will work with commercial client accounts from across the South West at the Devon-based firm, helping them to ensure they have the best insurance and risk management arrangements in place for their business needs.

The father of four, who lives in Newton Abbot, said, “I am delighted to have joined Pavey Group who are acknowledged as a leading insurance and financial services brokerage in the South West. We have a great team of highly experienced individuals who are renowned for delivering market leading service...

Term vs. Whole Life Insurance - Which is right for me?

Posted by on November 1st 2016 in Featured, Financial

Ian O'Dowd, Independent Financial Adviser talks us through the options available and differences between Term and Whole Life Insurance.

Personal protection can be a complicated subject. When considering this you may ask yourself questions like “How much cover do I need?” or “How long do I need the cover for?” or even “What type of policy do I need?”

To help along the way here is a quick guide to the main types of policies available to you. However, as always we recommend you seek advice from a professional to give you guidance as to what cover is most suitable for...

News Release: Pavey Groups Donate Do Good Day a Huge Success

Posted by on November 1st 2016 in General News

Pavey Group’s ‘Donate & Do Good Day’ for Children’s Hospice South West (CHSW) was a resounding success.

The day was held in Exeter on Tuesday 25 October and the idea was, as many busy professionals don’t have time to take their unwanted items to charity shops, Pavey Group would visit the businesses to pick up the collections instead!

Whilst members of the team spent the morning collecting charity shop donations from businesses in the area, the rest of the team worked as volunteers at CHSW’s Sidwell Street shop in Exeter helping to sort through the collections and help out with general shop duties.

Cheryl Phillips,...

Managing Risks to you, your Property and your Guests

Posted by on October 17th 2016 in Featured, Insurance

Whether you’re the owner of a holiday property, or a family planning your summer holiday here in the West Country; ensuring everyone’s safety is paramount.

As guests, we understand that your primary goal is to have a fantastic break, spend quality time with loved ones and see some of the great attractions and locations the West Country has to offer. You should also expect a holiday that is free from accidents and injuries, which holiday property owners do everything possible to ensure. However you can also take the following precautions:

  • On arrival familiarise yourself with the property
  • Read the guidebook, it will contain...