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Have you identified the potential risks that could affect your business as a result of a cyber-attack or data breach? What protection do you have in place? Learn more.

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Archive for the: Featured category

Managing Risks to you, your Property and your Guests

Posted by on October 17th 2016 in Featured, Insurance

Whether you’re the owner of a holiday property, or a family planning your summer holiday here in the West Country; ensuring everyone’s safety is paramount.

As guests, we understand that your primary goal is to have a fantastic break, spend quality time with loved ones and see some of the great attractions and locations the West Country has to offer. You should also expect a holiday that is free from accidents and injuries, which holiday property owners do everything possible to ensure. However you can also take the following precautions:

  • On arrival familiarise yourself with the property
  • Read the guidebook, it will contain...

Property Owners & Landlords - A Guide to Unoccupied Properties

Posted by on October 3rd 2016 in Featured, Insurance

With an estimated 600,000 unoccupied homes in England and approximately 20,000 squatters in the UK, unlawful occupation is one of the biggest risks owners face when leaving a property empty. Other potential risks facing your property can include theft, vandalism and accidental damage. We examine some of these key risks below, and what you can do to mitigate them.
 

Unlawful Occupation

In 2012, a new law was introduced, making squatting in a residential property a criminal offence, punishable by up to six months in jail or a fine of up to £5,000.

However, squatting in commercial properties is not a crime and...

Malicious Damage by Tenants - Understanding your Landlord Insurance

Posted by on August 5th 2016 in Featured, Insurance

It’s every landlord’s nightmare; your tenants have vacated the property and before doing so, left you with potentially thousands of pounds worth of damage. The windows are smashed, the doors and walls full of holes, they’ve even taken your furniture – what now?

Malicious Damage is not always included in standard insurance policies. With one of the UK’s largest insurance companies showing the average costs for such claims being in the region of £6,700, it is important to understand the cover you have in place and its adequacy to protect you in such events. Failure to do so may result in...

Cyber Insurance: Why you should invest in additional protection for your business

Posted by on February 11th 2016 in Featured, Insurance

We are all more reliant on technology. This increase in reliance creates new risks and potential liabilities for businesses which traditional insurance policies are insufficient to provide cover for.

Insurance that protects you in the event of a cyber-attack may seem like something only a large corporate organisation would require. However, cyber criminals are non-discriminative, using malicious codes across the internet to search for vulnerabilities, with the potential to attack business of any size, anywhere in the world.

These criminal activities commonly referred to as ‘cyber-crime’ can not only result in significant financial losses but also significant interruption to a business. So...