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Author Archive: Sam Eynon

Cyber Insurance: Why you should invest in additional protection for your business

Posted by on February 11th 2016 in Featured, Insurance

We are all more reliant on technology. This increase in reliance creates new risks and potential liabilities for businesses which traditional insurance policies are insufficient to provide cover for.

Insurance that protects you in the event of a cyber-attack may seem like something only a large corporate organisation would require. However, cyber criminals are non-discriminative, using malicious codes across the internet to search for vulnerabilities, with the potential to attack business of any size, anywhere in the world.

These criminal activities commonly referred to as ‘cyber-crime’ can not only result in significant financial losses but also significant interruption to a business. So...

Right to rent checks introduced for Landlords in England

Posted by on February 5th 2016 in General News, Insurance

From 1st February 2016, all private landlords in England will have to check new tenants have the right to be in the UK before renting out their property. Under the new rules, landlords who fail to check a potential tenant’s ‘Right to Rent’ will face penalties of up to £3,000 per tenant. The new law will mean that private landlords, including those who sub-let or take in lodgers, must check the right of prospective tenants to be in the country to avoid being hit with a penalty. Landlords should check identity documents for all new tenants and take copies. The...

Help To Buy ISAs for First Time Buyers

Posted by on March 20th 2015 in Financial

Following this weeks Budget Announcement by George Osborn, our Independent Financial Adviser Carly Tombs has commented on the announced ISA changes which will come into effect in Autumn 2015.

If you’re a first time buyer, you can save up to £200 a month towards your first home with a Help to Buy ISA and the government will boost the ISA by providing a £50 bonus for every £200 you save.  You can receive a bonus of up to £3,000.

How the Help to Buy ISA Works
  •  New Accounts will be available for 4 years, but once you have opened an account there is no limit on how...

Changes to Vehicle Tax for the Motor Trade

Posted by on October 9th 2014 in General News, Insurance

From the 1 October 2014 tax discs will no longer be issued by the DVLA and vehicles won’t be required to display windscreen tax discs. Instead, vehicle tax details will be held online by the DVLA. The DVLA will continue to issue vehicle tax reminders to registered vehicle keepers.

The impacts for motor traders are:

  1. The vehicle seller is required to immediately notify DVLA of the change of ownership  - using the V5C Vehicle Registration Certificate
  2. The DVLA must be notified if the vehicle is being SORNed - using the V5C Vehicle Registration Certificate
  3. The vehicle tax isn’t transferable - the seller will automatically...