Author Archive: Sam Eynon
Posted by Sam Eynon on August 5th 2016 in Featured, Insurance
It’s every landlord’s nightmare; your tenants have vacated the property and before doing so, left you with potentially thousands of pounds worth of damage. The windows are smashed, the doors and walls full of holes, they’ve even taken your furniture – what now?
Malicious Damage is not always included in standard insurance policies. With one of the UK’s largest insurance companies showing the average costs for such claims being in the region of £6,700, it is important to understand the cover you have in place and its adequacy to protect you in such events. Failure to do so may result in...
Posted by Sam Eynon on July 14th 2016 in General News
UPDATE APRIL 2017
Just a very brief update to say that Rob has and continues to finish the remainder of his journey by picking up where he left off on the weekends (when he can!). He's determined to not be beaten. Further updates will follow on his progress.Important Update: Monday 1st August
For those of you who have been following Rob's journey, you will be aware that he has been suffering with unforeseen back problems which has made the last few days extremely difficult. Unfortunately we received a message from Rob this morning notifying us that after 15 days and 210 miles he has...
Posted by Sam Eynon on February 11th 2016 in Featured, Insurance
We are all more reliant on technology. This increase in reliance creates new risks and potential liabilities for businesses which traditional insurance policies are insufficient to provide cover for.
Insurance that protects you in the event of a cyber-attack may seem like something only a large corporate organisation would require. However, cyber criminals are non-discriminative, using malicious codes across the internet to search for vulnerabilities, with the potential to attack business of any size, anywhere in the world.
These criminal activities commonly referred to as ‘cyber-crime’ can not only result in significant financial losses but also significant interruption to a business. So...
Posted by Sam Eynon on February 5th 2016 in General News, Insurance
From 1st February 2016, all private landlords in England will have to check new tenants have the right to be in the UK before renting out their property. Under the new rules, landlords who fail to check a potential tenant’s ‘Right to Rent’ will face penalties of up to £3,000 per tenant. The new law will mean that private landlords, including those who sub-let or take in lodgers, must check the right of prospective tenants to be in the country to avoid being hit with a penalty. Landlords should check identity documents for all new tenants and take copies. The...
Posted by Sam Eynon on March 20th 2015 in Financial
Following this weeks Budget Announcement by George Osborn, our Independent Financial Adviser Carly Tombs has commented on the announced ISA changes which will come into effect in Autumn 2015.
If you’re a first time buyer, you can save up to £200 a month towards your first home with a Help to Buy ISA and the government will boost the ISA by providing a £50 bonus for every £200 you save. You can receive a bonus of up to £3,000.How the Help to Buy ISA Works
- New Accounts will be available for 4 years, but once you have opened an account there is no limit on how...
Posted by Sam Eynon on October 9th 2014 in General News, Insurance
From the 1 October 2014 tax discs will no longer be issued by the DVLA and vehicles won’t be required to display windscreen tax discs. Instead, vehicle tax details will be held online by the DVLA. The DVLA will continue to issue vehicle tax reminders to registered vehicle keepers.
The impacts for motor traders are:
- The vehicle seller is required to immediately notify DVLA of the change of ownership - using the V5C Vehicle Registration Certificate
- The DVLA must be notified if the vehicle is being SORNed - using the V5C Vehicle Registration Certificate
- The vehicle tax isn’t transferable - the seller will automatically...