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Insurance Premium Tax

IMPORTANT NOTICE: Insurance Premium Tax will increase from 10% to 12% with effect from 1st June 2017. Click here to learn more.

Government Announces Change to Personal Injury Discount Rate

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Have you identified the potential risks that could affect your business as a result of a cyber-attack or data breach? What protection do you have in place? Learn more.

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Author Archive: Ian O'Dowd

Retirement Planning

A Guide to Retirement Planning - You & Your Pension

Posted by on June 12th 2017 in Featured, Financial

Retirement planning and pensions have become a hot topic over the last couple of years. People are starting to think more about what their retirement will look like. Will it be champagne and holidays in the sun, or a cup of tea in the back garden? If its champagne and holidays you want, then careful planning can help achieve this. So here are a few considerations to get you started.

How much income will I need in retirement?

This is a question only you can answer, as only you know what you want your golden years to look like. If the cup...

Term vs. Whole Life Insurance - Which is right for me?

Posted by on November 1st 2016 in Featured, Financial

Ian O'Dowd, Independent Financial Adviser talks us through the options available and differences between Term and Whole Life Insurance.

Personal protection can be a complicated subject. When considering this you may ask yourself questions like “How much cover do I need?” or “How long do I need the cover for?” or even “What type of policy do I need?”

To help along the way here is a quick guide to the main types of policies available to you. However, as always we recommend you seek advice from a professional to give you guidance as to what cover is most suitable for...