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When your Insurance Matters the Most

Why you should use an insurance broker

For business owners insurance is often seen as an expense which comes straight off the bottom line and can’t be passed on to customers. However it is also your safeguard in the event of an incident, offering protection for the businesses most valuable assets, your employees and your customers.

We all say ‘it won’t happen to me’, but what would you do if it did? After all, disasters don't just happen to other people. They could strike at any moment to even the most successful and vigilant of businesses. The chances of being hit by a flood or impacted by a fire might seem low, however, even the smallest disruption to your operations could have serious consequences on trading.

With all your attention focused on recovering the business, would you have the capacity to deal with your insurance company directly?

Arranging your insurance through a Chartered Insurance Broker who offer an in-house claim service can provide you with peace of mind and reassurance at a time when you need it the most. Not only will they understand how each insurance company works, they will challenge where necessary on your behalf, keeping your claim on track and you informed every step of the way.

A broker will fight your corner for you. At Pavey Group, our dedicated Claims Advisers have extensive knowledge and experience with the majority of the team having either an insurer or loss adjuster background, this experience has benefited hundreds of our clients.

Our Team will help you with the preparation and negotiation of your claim, meaning little involvement with the insurers and other insurer appointed parties. We can also accompany you if required at Loss Adjuster visits. Our objective is to secure the best outcome for our clients, allowing you to concentrate on what really matters, the survival of the business.

At your next renewal, discuss with your broker how they will support you in the event of a loss. None of us have a crystal ball to see into the future. You need to be as well prepared and resilient as possible to withstand the adverse effects of a claim. This is why a broker with a fully managed claims service should be an essential part of your business. Could you manage without it?

This article was previously published in Grow Magazine: Issue 03, December 2017.

If you would like any independent insurance advice or would like to arrange a review of your insurance, please contact our teams on:

Torquay: 01803 652000 Exeter: 01392 880000 Holsworthy: 0333 2026504