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Archive for October, 2014

Halloween and Bonfire Night Spark a Rise in Theft

Posted by on October 28th 2014 in General News, Insurance

Tips to Deter Burglars
  • If you are hosting a Halloween or bonfire night party in you back garden make sure front windows and doors are locked.
  • Leave a radio and lights on to give the impression that people are at home.
  • Use a timer switch to turn lights on as it gets dark.
  • Avoid telling strangers who know your address – such as delivery men – that your house is likely to be empty.
  • Put your car and bikes in your garage or out of the way for the night and don’t leave your keys in an obvious place.
  • Move garden ornaments and potted plants from...

5 Reasons To Consider Equity Release

Posted by on October 27th 2014 in Financial, General News, Insurance

  1. It allows you to release a tax free lump sum from your property to spend as you wish. You can boost your retirement in-come, allowing you to enjoy your retirement, whether that be on holidays, home improvements, a new car or helping out loved ones.
  2. You can opt to have the interest added onto the loan each month, without you having to pay a monthly payment back to the provider.
  3. It allows you to live in your property for as long as you wish.
  4. It can potentially allow you to draw further funds down at a later date, without further approval.
  5. The Rate of...

Changes to Vehicle Tax for the Motor Trade

Posted by on October 9th 2014 in General News, Insurance

From the 1 October 2014 tax discs will no longer be issued by the DVLA and vehicles won’t be required to display windscreen tax discs. Instead, vehicle tax details will be held online by the DVLA. The DVLA will continue to issue vehicle tax reminders to registered vehicle keepers.

The impacts for motor traders are:

  1. The vehicle seller is required to immediately notify DVLA of the change of ownership  - using the V5C Vehicle Registration Certificate
  2. The DVLA must be notified if the vehicle is being SORNed - using the V5C Vehicle Registration Certificate
  3. The vehicle tax isn’t transferable - the seller will automatically...

Redress Scheme - How does it affect me?

Posted by on October 1st 2014 in Financial, General News, Insurance

The government have recently announced they will be introducing strict regulations of the, as of yet, unregulated letting market which will make it compulsory for letting agents to sign up to an independent redress scheme.

From the 1st October 2014, letting agents will face very heavy fines of up to £5,000 if they cannot prove they are signed up to one of the three independent redress schemes with either the Property Ombudsman, the Ombudsman Service: Property or the Property Redress Scheme. It will also require for a letting agent to take out professional indemnity cover and to continue with this cover...