GOLF CLUBS
Pavey Group, who have existing expertise in golf club insurance, have been selected by Carrick Neill to market their Golf Club Scheme endorsed by the EGU. We already insure a significant number of golf clubs in the UK offering wide cover at highly competitive premiums.
The Official EGU Golf Club Insurance Policy
Standard Cover includes:
- All Risks cover including subsidence and theft cover (not subject to forcible or violent entry or exit)
- Damage to greens, fairways, fees, trees and plants £ 200,000
- Cups, trophies, pictures, club shields, medals, honours boards and memorabilia anywhere in the UK
- Theft of course equipment and garden furniture £ 25,000 and theft of machinery in the open
- Employers Liability £ 10,000,000
- Public/Products Liability £ 5,000,000 includes member to member liability, guest, green fee player’s liability
- RTA cover for golf buggies, tractors or self propelled implements used for grass cutting or course maintenance
- Business Interruption (24 month indemnity period) and Book Debts £ 100,000
- Public Utilities failure and Prevention of access
- Personal Accident for golf club officials and employees (no age limit)
- Legal expenses £ 100,000
- Loss of Licence £ 100,000
- Money and Assault including Fidelity/Staff Dishonesty £ 100,000
Other Features
- Interest Free Instalment Facility
- Directors and Officers Insurance (includes Employment Practices Liability)
- Engineering Insurance and Inspection eg shoe cleaners
Visiting Golfers and Members Insurance Scheme
The Scheme offers individuals protection against claims by Third Parties for damage to their property (irrespective of whether legally liable). The insurance also includes Personal Accident for the individual.
Members £ 3.00 per member per year
Visitors £ 0.50 per day
The benefits of this separate insurance is that the claims experience under this scheme does not affect the claims experience under the Golf Club Policy. (Important where there is an ongoing risk of Third Party damage to Property and cars etc).
- No excess is applicable under this scheme compared to a £ 250 excess applies to the Golf Club Policy.
- The Golf Club retains 10% of the Visitors Premium as administration fee.
Contact:
Exeter
Paul Smale - 01392 350 105
paul.smale@paveygroup.co.uk
Teignmouth
Nick Sanders - 01626 771162
nick.sanders@paveygroup.co.uk
GOLF UNIONS
Pavey Group understand the covers which are necessary to protect the needs of Golf Unions’.
INSURANCE FOR ASSETS & LIABILITIES
We offer a policy which will protect your assets both in your office and elsewhere in the
UK against loss or damage including Theft. For example:-
- Stock
- Computer Equipment
- Prizes & Trophies which are also covered whilst at members homes
- Radio Equipment for events
- Score Board electronic Equipment
And we include other covers which could be just as important to you:-
Public & Products Liability
Employers Liability
Legal expenses
Business Interruption – Loss of Revenue - for additional expenses in relocating following a fire
Money
Goods in Transit
Cover is available through a panel of selected insurers.
DIRECTORS AND OFFICERS INSURANCE
Officials can be held personally liable for failure to perform their duties hence putting their personal assets at risk. Officials can include directors, officers or anyone serving
on the committee.
This policy we offer protects officials of the golf union and the organisation against claims made against them for wrongful acts. Wrongful acts can include any actual or alleged breach of duty, breach of trust, neglect, error, omission, breach of warranty or authority caused in the course of the business.
The policy will also cover the organisation itself and its officials, committee members, employees and also volunteers who may get drawn into any actions.
This insurance is arranged on a claims made basis of settlement where the policy covers claims made against the Golf Union during the period of insurance for any wrongful act regardless of when the incident actually occurred.
Our insurance is arranged by AIG Europe UK Ltd.
Contact:
Exeter
Paul Smale - 01392 350 105
paul.smale@paveygroup.co.uk